Privacy Policy Statement

 

 

Carma Financial Services Corporation’s (CARMA) Privacy Policy has been developed as an extension of our commitment to provide quality reporting products and services.  All products and services are delivered with the highest level of integrity when dealing with our customer’s information and all other information gathered for the purposes of building verifiable, factual, and objective business and credit reports.

 

This policy covers how we collect, store and use information and is regularly reviewed for compliance to current legislation.

 

As of January 1, 2001, individuals are protected by the federal Personal Information Protection and Electronics Documents Act which sets out ground rules for how private sector organizations collect, use or disclose personal information in the course of commercial activities.  Effective January 1, 2004, the Act will cover the collection, use and disclosure of personal information in the course of any commercial activity.

 

“Personal Information” does not include job title, telephone number, email address, address or anything that might appear on a business card or that can be found publicly available. 

 

CARMA’s credit reporting divisions, Lumbermen’s and Mercantile Credit Bureaus are licensed under the Ministry of Consumer and Business Services, Consumer Reporting Act.  Both Lumbermen’s and Mercantile place great importance on safeguarding personal information and compliance with the collection, assimilation, and distribution of all personal information.

 

For further information, or if you have any concerns, please contact us in writing:

 

                                                Privacy Officer

                                                Carma Financial Services Corporation

                                                789 Don Mills Road, 4th Floor

                                                Toronto, Ontario.  M3C 1T5

                                                            Or email

                                                privacyofficer@carmafinancial.com

 

You may also contact the Privacy Commissioner of Canada at http://www.privcom.gc.ca/ for further information.